Founded in 2006, GreenSky Credit is an Atlanta-based Financial Technology firm that provides credit programs as well as technology to banks and merchants that provides loans to their consumers. Bloomberg reports that services include: same day funding for submitted invoices, account management, collections management, invoice verification, credit services, and online transaction management.
Forbes met with GreenSky’s CEO, David Zalik, to learn first-hand of Zalik’s background and path to success. Forbes reports that GreenSky is ranked third in value as a fintech company, with the CEO landing at billionaire status. Zalik shares the success behind his unique business model in which home remodel contractors are the consumers reached through the company’s sales team pitching their user-friendly mobile device apps. Zalik found an opportunity in this market where GreenSky provides easily accessible and quickly-delivered loans for average scoring FICO consumers.
Between the banks and contractor deals, GreenSky Credit’s model allows the company to profit on both sides of the deal. GreenSky Credit serves as a modern-day middleman and is not constrained by defaults.
Forbes continues to share the story of the businessman who built the company. Zalik’s family moved from Israel to Alabama when he was just 4 years old. He scored exceptionally high on the SATs and enrolled in college classes at age 16. During his college education, Zalik established his first company called Microtech, where he had dropped out of college to focus on his company before selling the 20-person company for a few million dollars at age 22.
After being involved in starting two other companies that ultimately failed, Zalik continued on the challenging path to success even after establishing GreenSky Credit. He was determined through his efforts of begging contractors to a $200 Million deal falling apart, but success was found after many would have given up. With Nigel Morris’ partnership and investment in the company, GreenSky surged to unicorn status.
Nowadays, it sure seems like everything we do revolves around our phones. We use our phones to play games, to keep in touch, to do important work, and much more. So, why not use our phones for dating? That only seemed right given everything else we rely on our cell phones for. Sure enough, online dating apps started popping up.
Online dating apps are great for those who are busy and might not have time to date otherwise. They allow a person to meet others all over their city, state, and possibly country. They discuss common interests and see if there is a spark. No longer is a person wasting time and money on physical dates. This is a perfect way for two people to decide if there is a connection before they go and meet one another.
There is a large variety of online dating apps out there. It can be hard for a person to decide which one is right for them. This is especially true because a lot of these apps are specialized. For example, there are ones for different ethnicities and for different religions. The best app I have found is Skout. That is because Skout encompasses a little bit of everything.
Skout is a great app because it’s more than just dating. The creators of Skout have turned it into a community. It feels that everyone on is connecting and forming friendships with one another. Skout has all of the typical features like chat and browsing profiles. Skout goes a step further, however. With Skout, users can connect with other users across the country and across the globe! There is a cool feature where a user shakes their phone and is randomly connected with a new person. This is a great way to strike up a conversation with someone without being too nervous to make the first move. Skout also has a cool feature called buzz. Buzz allows users to see what everyone else is up too. Users utilize buzz to share what they’re doing, thinking, and how they are feeling.
Skout is great because it really has pushed the limits of online dating. It has gone further than other apps have gone. Skout allows users to choose the locations in which they want to talk to people. No longer do online daters have to be confined to choosing people within a certain radius. Skout allows users to branch out. This feature is especially great for those who are planning on moving! They can make friends at the new location before they even arrive. That helps to make everything a little less nerve-wracking.
Overall, Skout is great for all ages of people. It’s easy to sign up and easy to use. Users can upload a picture and say a few words about themselves so that others can learn what they are all about. Skout is perfect for those who are looking for friends, looking to fall in love, or just looking to have a good time.
Sometimes a person’s soul mate is not always going to be across the street or working at the same place of business. Many times, that special someone is going to be on the complete opposite side of the earth. But how is someone suppose to meet such an individual and how are they to interact with them? Outside of just blindly traveling the planet in hopes of finding that special someone, a dating service is the way to go. With the help of a dating service that specializes in this kind of interaction, it is possible to meet these other people on the other side of the world. This is where Anastasia Date comes in. This is an online dating service that helps bring men in the United States together with beautiful women found in Eastern Europe. So, instead of trying to hunt someone down in hopes of finding them, all they need to do is create a profile on the website and they are already going to be exposed to hundreds of beautiful women. Who knows, maybe one of those individuals is that special someone they have been searching for.
Anastasia Date has been around for over 20 years now. For anyone who wonders if it works or not, a married couple created the service as the man, a resident of the United States, met a women from Russia with the help of a matchmaking service. So, as they have proven that the service does work for them, they want to share the love they have found with the rest of the world by making it possible for all of these different individuals to come together.
Anastasia Date’s online dating service allows men to first create an account. They can they search through all of the different women and decide who to message. There are match making algorithms that make it easier for someone to connect and find someone else through similar interests. This is often a great start for meeting someone through the service. They can they chat through email, instant message or even through video and audio chats online. All of this makes it possible for someone to pinpoint that true love, even if they are in a completely different country.
The creators of Anastasia Date found love with one another through a similar dating service. They now want to make it possible for everyone else to do the same.