David Giertz’ financial advice on saving for retirement
David reveals an unfortunate fact concerning millennials. He suggests that most of them find it had to face their retirements. This is as a result of them not having saved enough money to see them through their retirement period.
He suggests that when a person retires early and then leaves a long, healthy and active life, retirement can be very costly. This is because people tend to have only saved for a couple of years and end up living for more years than expected.
Another frustrating issue is that most young retirees tend to pull Social Security payoffs very early. This leads to significant consequences such as lowering the amount of money the social security will release, and it also reduces an individual’s monthly earnings after retirement.
David Giertz has earned people to avoid such mistakes. He also suggested that people should be able to start saving from very early in their career to avoid the struggles after retirement.
There are various types of employer-aided and government-run retirement accounts in the United States of America. These accounts enable an individual to save for their retirements. These are accounts such as Roth IRA and 401(k) contribution Limits and the Saver’s Credit. Employees contribute a fixed amount of money from their monthly earnings. There are annual limits to be met per individual. Once the limit is reached, the individual seizes to contribute.
David Giertz also advises individuals nearing their retirements to make use of the opportunities given by the Saver’s Credit. He also suggests that those taxpayers who fail to meet their employers’ saving limits cannot be able to meet the IRA annual targets.
David Giertz has had a very lengthy and successful career. He worked as the President of Nationwide Financial Distributors. He has worked in the financial field for over 30 years. The experience has made him become an excellent advisor when it comes to financial matters.
Matthew Autterson, a leader who is sought by many people due to his competent leadership skills. He is a well-accomplished academician with a high-quality education. He obtained his B.A in Finance degree in 1980.He later went to University of Denver Graduate Tax Program for further studies. He was employed by Resource Trust Company in 1992. Autterson was promoted in 1986 to serve as the president of the firm. The Company is a branch of Fiserv.He left the job at the company to venture into financial business. He led a small group of people to establish a branch of Integrated Resources, Inc. The company offers financial services in New York.
Resource Trust Company was initially owned by AIG, but it was sold to Fiserv in 2001. Resource Trust Company has more than 200000 customers and 15000 advisors before being acquired by Fiserv. The financial advice was sourced from certified and independent experts. The employees who were providing services to the company were over 700.The contribution of Matthew Autterson has led to the expansion of the customer base of the company. His leadership has attracted many customers to the company.
Matthew Autterson works at Falci Adaptive Biosystems (FAB).He serves on the Board of Directors. He has also contributed a lot to the success of Colorado’s business community. Some of the notable organizations that he has served include World Presidents Organization. He developed the need to engage in philanthropy activities while working at Denver Zoological Foundation. He was also appointed to work at Denver Hospice in the position of Chairman of Board of Directors. Additionally, he serves as the CEO of CNS Bioscience, Inc. The company was established in 2013, and it focuses on the production of clinical-stage drug which is used to relieve neuropathic pain.
The success of Matthew Autterson was earned in 25 years of service in the financial market. One of the organizations that he led was recognized as the only chartered financial institution in the country. He has utilized the skills which are beneficial in the transformation of FAB.The company has improved the health conditions of people affected by neuromotor disabilities. The patients have been aided to interact with their environment successfully. The company is managed by a team of experts made up of 10 people. The charity of Matthew Autterson has touched the lives of many people. Besides, his contribution in various companies that he served has yielded productive results regarding increased productivity. His services at FAB has improved the manner in which the company reaches to the community with their products.
Although local wineries and the business environment might not look like the traditional bedfellows, however, one of the most successful businessmen in Dallas, Marc Sparks has a special interest in these subjects. The businessman has been in the department for more than thirty years, and he has a lot of expertise in investments. Sparks has made his name as one of the most successful devotees of local wineries in the Dallas region. Because he has watched the wine industry in the last sixteen years, Marc understands how the business has been growing.
Several years ago, Sparks noticed that there were several start-up wineries and boutique wineries that were coming up in the Dallas area. These institutions were already manufacturing their wines and making the city the ideal destination for the people who were looking for fun and knowledge in a wine area. This motivated Sparks to grow his grapes on a ranch that is found in the East Texas ranch. Learn more: http://thebrotalk.com/bro-recommendations/dallas-entrepreneur-marc-sparks-spills-must-visit-list-wineries-dfw/
Although the wealthy investor has a very busy schedule, he always sets some time to visit his wineries. Just recently, he decided to change his offices so that he can have more space for his clients. However, the redesigning did not hinder his progress at the wines. The new offices are open and even more comfortable, and they will allow more startups to engage in a collaboration that will yield more results. Learn more: https://classroomvoices.org/marc-sparks-risk-taker-in-and-out-of-business/
Marc Sparks is also a respected book author. One of his best books, “They Can’t Eat You“, has been in the market for a long time, and it has changed the lives of many people in the society. Many individuals who did not perform well in school have been motivated to pursue their dreams in life by the book. The book has helped the businessman to win several awards.
The investor believes that working in comfortable spaces that are bright is vital in increasing the productivity of company employees. According to him, these spaces help in increasing the creativity and focus of the workers. Sparks has been in the business world for a long time, and he says that he has noticed that many startups fail terribly simply because they end up choosing the wrong space for their businesses. The wrong space will only lead to failed businesses.
When growing up, Mark Sparks was an ordinary student who scored a C in his high school education. However, his average grades did not hinder his successful career. The businessman uses his career achievements to motivate other people in the society who believe that they must be A students if they want to make it in life. All his business ventures have done well in the past because of his hard work and determination over the years. Learn more here: http://www.marcsparks.com/
Today business executives are rarely viewed in a positive light by members of the public, especially those at big corporations. They are seen by many as money hungry individuals only at the helm of their organizations for self-serving interests, and with little regard for the needs of the society. That, however, cannot be said of Anthony Petrello, the current President, Executive Chairman and CEO of Nabor Industries. In addition to guiding the company through an era of sustained growth, he has also significantly given back to the society by funding Periventricular Leukomalacia research program.
Mr. Petrello decided to fund the program after his daughter, Carena, was born with the condition. With no cure available, he found the existing management therapies available to be wanting and instead decided to fund the discovery of better therapies. He committed an initial $5 million dollars to the program which is today hosted by the Texas Children Hospital. Should this program find more sustainable treatment therapies, it will change the lives of thousands of children across the world, not just Carena.
Away from philanthropy Anthony Petrello is the model company leader. He possesses great technical skill having graduated with Bachelor and Master of Science degrees from the highly acclaimed Yale University. Additionally, he also holds a Juris Doctor degree, awarded by the Harvard School of Law. Add to that close to three decades of industry experience and unmatched business acumen, and you have arguably the most competent leaders in the drilling contracting industry.
In his time at the head of Nabor Industries, Anthony Petrello has guided the company to become the largest drilling contractor in the world with undertakings in more than 25 countries across the globe. Returns to shareholders have reached an all-time high under his leadership, with the share price rising an estimated 180 percent in recent times. With his continued service as CEO, there is little doubt Nabor Industries will continue out-performing the competition.
To know more visit @: https://www.facebook.com/public/Anthony-Petrello
Highland Capital Management, a Dallas-based asset management firm, and Southern Methodist University (SMU) worked together in the endowment of the Highland Capital Management Tower Scholars. This program supports and honors academic and professional pursuits in public policy. In addition, Highland Capital Management supports the George W. Bush Presidential Library and Museum. The partnership between the two entities was strengthened when the president of Highland Capital Management, James Dondero, joined the executive board of the SMU Cox School of Business. SMU Cox’s executive board has 100 members, most of whom are non-academics. These individuals meet three times in a year to discuss the strategies of the business school. James Dondero said that he was honored to work with the Cox School, an institution that plays a major role in enhancing the livelihoods of the residents of Dallas.
James Dondero is one of the founders of Highland Capital Management (HCM). The company, together with its affiliates, has close to $18 billion AUM. The global alternative credit managers focus on hedge funds, CLOs, separate accounts, distressed and special situation private equity, ETFs and mutual funds. HCM, which is an industry leader in alternative asset management, has traditionally focused on the healthcare sector. The company has $2.3 billion AUM in form of mutual funds and institutional funds. James Dondero is in charge of the company’s investment strategies and operations regarding retail and institutional investors.
Mr. Dondero has a rich background in the field of credit and equity markets. With over three decades in the industry, he has been able to develop the Collateralized Loans Obligations (CLO). James is responsible for designing different award winning funds, including the Healthcare Long/Short Equity Fund. In 2014, the Morningstar rated the company’s global allocation with five stars. HCM’s funds were also recognized by the Lipper Award for Floating Rate Opportunities in 2014. Dondero has worked for Protective Life’s GIC subsidiary as the chief investment officer. In addition, he has rendered his services for the American Express. James enrolled in the University of Virginia where he studied accounting and finance. He serves on the boards of various companies, including MGM Studios, American Bank Corporation, Nexbank, Cornerstone Healthcare and CCS Medical.
Troy McQuagge has done quite a bit in the last few years. When he joined USHEALTH group, Inc, the company was floundering. As a health insurance company, it was losing ground amongst more efficient competitors, but because of Troy McQuagge, they turned around fast. He joined USHEALTH in 2010, rebuilding its captive distribution agency, USHEALTH Advisors. By 2014, he was asked to become CEO of the company, where he contributed to its comeback as an individual health insurance company that could compete amongst some of the best.
This wasn’t lost on the One Planet and Business Professional Awards, who saw his immense success as a great story for those looking to improve a business or company that was in the gutter. This is why they awarded Quagge the CEO of the year award this year. It is quite an honor, considering businesses all over the world submit their CEOs for consideration.USHEALTH Group, Inc, is based in Fort Worth, Texas and is an insurance holding company. They focus on providing innovative health care for those individuals seeking health insurance and small business owners. They seek to provide competitive products along with excellent customer service.
The One Planet Awards recognize companies who are doing excellent work in business and professionally. There are several categories in which businesses are awarded, including executives, teams, new products and services, PR, Marketing, and Corporate Communications.McQuagge is a 30 year veteran of the health insurance industry, building the two largest health insurance agencies in America, with over 5,000 dedicated agents. Since becoming CEO of USHEALTH Group, their sales have magnified by over 5 times. He increased sales at UICI, his job prior to USHEALTH Group, from $250 billion to over $1 billion within a 5 year span. He has always been dedicated to excellence as well as innovation, which are the keys to his success as an executive that can turn companies around. Innovation is extremely important, because it takes thinking out of the box and doing things differently for things to change.
Josh Verne is a famous American entrepreneur and businessman. He ones served as a co-president of Home Line Furniture. In 2012, Verne and his friend Jon Dorfman founded an online marketplace called workpays.me and acted as the company CEO. This was until 2014 when he sold the company to Global Analytics Holding. Josh Verne later founded Flocku.com, a peer-to-peer content exchange for college students. Verne highlights following tips as a source of success.
Don’t be a commander in life.
When it comes to business, you can either be a boss or a leader. When you are the boss, you dictate to your juniors to gain respect and achieve their objectives. A leader treats his or her juniors with respect so that they also respect him or her. When the juniors comply with the boss, it becomes easier to achieve the goals they set together. For success in business, you must be a good leader. It becomes simpler to learn a business and achieve business goals if you work together.
Be ready to bargain.
Always ensure that your business is beneficial to you, the client and the society. Never be willing to let the customer go.
Always be willing to listen.
Speak less to give your words more power when time comes for you to speak. People will take their time to listen to you when you shall have something to say.
Ensure you always balance your life.
Do not put all your energies into business alone, have time for other life aspects. You should progress not only in business but also in a family relationship, health, and friendships.
Find out more about Josh Verne:
Josh Verne, the founder and chief executive officer of online portal, FlockU was recently interviewed on the Knowledge For Men online podcast. Host Andrew Ferebee questioned Josh about his success in business, his failures, what he would differently looking back at his career and on advice he had for fellow business people and entrepreneurs. Here are some of the key tips that one can glean from the interview on Knowledge For Men’s podcast with Josh Verne.
Mr. Verne’s favorite quote is one that holds a lot of wisdom. It is, “Vision is the art of seeing what is invisible to others” by the writer Jonathan Swift. One can interpret it in many ways but generally it means that having vision in business means that you can spot opportunities when others miss them. Taking those opportunities and then building on them can lead you to great success. This is what Josh Verne is hinting at here.
For anybody who is looking to start out in business or build a career Josh Verne also offers this advice. He says to find something that you are truly passionate about. Josh says to go do something that will make you have a fire in your belly and make you want to jump out of bed and get to work. If you lack passion, then your daily tasks will seem like a drag. If you are passionate on the other hand, you will enjoy what you do and give it your all. Most successful people have lots of passion and passion is a great thing to have in work and in other life activities.
You can check out more tips from Josh Verne on Knowledge For Men. Mr. Verne is based in the greater Philadelphia area and had previously served as president of Home Line Furniture. He also helped develop the online payment business and website called Work Pays Me. Josh Verne has also patented Doritos Pizzas, a feat which he is proud of.